State Health Plan enrollment open through Oct. 31, 2013

Please read this important message about new State Health Plan rates, wellness incentives that impact employee premiums, the redesigned Health Insurance Special Pay (HISP) program, and additional reminders about the upcoming Oct. 1 - 31 Annual Enrollment.

Annual Enrollment will be held from Oct. 1 – Oct. 31 for all voluntary benefits. Changes made during Annual Enrollment are effective Jan. 1, 2014.

Click here to enroll now.

State Health Plan enrollment

For the State Health Plan, all covered employees are REQUIRED to act during annual enrollment or they and their covered dependents will be defaulted to the Traditional 70/30 Plan. No Exceptions.

A 3.57% rate increase is effective Jan. 1, 2014, for the State Health Plan. Remember that Health Insurance premiums are paid one month in advance. Updated premiums will begin in the Dec. 4 paycheck. Click here to view 2014 State Health Plan rates.

Additionally, the State Health Plan has created three Wellness Incentives that have a direct impact on employee premiums for employees who enroll in the Enhanced 80/20 Plan or the new Consumer Directed Health Plan (CDHP).

Wellness Activities:

  • Identify a  Primary Care Physician (PCP) for employee and ALL covered dependents
  • Complete a Health Assessment  (Employee Only)
  • Complete a Smoking Attestation for yourself and covered spouse (if applicable)

Completion of each wellness activity earns an employee a credit toward his/her monthly premium. Completion of all three wellness activities ensures the employee pays the lowest premium possible. To receive the premium credits, wellness activities must be completed NO LATER than October 31, 2013.

UNC Health Care's Health Insurance Special Pay (HISP)

The Health Insurance Special Pay Program (HISP) has been revised to support the State Health Plan Wellness Initiative:

  • HISP will be funded at 40% for the Traditional 70/30 plan.
  • HISP will  be funded at 40% for the Enhanced 80/20 plan ONLY if all three wellness activities are completed.
  • Employees enrolled in the Enhanced 80/20 who do not complete ALL three wellness activities and those enrolled in the new Consumer Directed Health Plan are not eligible for HISP.